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Blog Posts in April, 2020

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  • Bankruptcy's Impact on Credit Is Not Permanent
    Bankruptcy's Impact on Credit Is Not Permanent

    Many people in Louisiana find it impossible to make ends meet due to the overwhelming impact of substantial debt. As fees and interest charges mount, it can seem impossible to escape the burden of ...

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  • What Debt Collectors Can And Cannot Do
    What Debt Collectors Can And Cannot Do

    Most people do not fall into debt on purpose - despite what debt collectors would have you believe. When you are dealing with overwhelming debt, the constant calls and letters from creditors do not ...

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  • Rate Hikes May Make Debts Harder To Pay
    Rate Hikes May Make Debts Harder To Pay

    In 2017, people throughout the country added $92 billion in credit card debt. That is twice the annual average since the end of the Great Recession. For Louisiana cardholders, recent rate hike ...

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  • CARES Act Expands Bankruptcy Benefits & Provides Support for Small Businesses
    CARES Act Expands Bankruptcy Benefits & Provides Support for Small Businesses

    On March 27 th , the President signed the Coronavirus Aid, Relief, and Economic Security (CARES) Act into law. Designed to help individuals, families, and businesses survive the financial effects of ...

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  • Interest Rate Increase Could Mean More Debt For Some
    Interest Rate Increase Could Mean More Debt For Some

    According to at least one nonprofit credit counseling service, the number of people seeking help with debt has increased. Some Louisiana consumers could be among those who have mounting debt. ...

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  • Charity Care From Hospitals Could Help People Avoid Medical Debt
    Charity Care From Hospitals Could Help People Avoid Medical Debt

    People in Louisiana confronted by high medical bills should investigate whether their hospitals offer assistance to people unable to pay. Some hospitals that accept government funding have an ...

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