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Filing Chapter 7 Bankruptcy in New Orleans

Serving Louisiana Since 1994

You may be facing a seemingly impossible financial situation that has caused undue anxiety and stress for you and your family. The very best thing you can do for yourself and for your family is to get the right help. There are many debt relief options for those suffering from debt in the New Orleans area including, Chapter 7 bankruptcy, Chapter 13 bankruptcy, Chapter 11 bankruptcy, and even non-bankruptcy debt settlement options. The only way to be certain that a Chapter 7 bankruptcy filing is the right fit for you is to start the conversation right away.

Take five minutes right now to contact our office and schedule your free initial consultation with one of our experienced New Orleans bankruptcy attorneys. Call (504) 608-5208. The debt relief you need is just a phone call or email away. Contact us today!

Financial Hardship in New Orleans

Whether it’s from an unexpected medical condition, a loss of income, or the slow road to recovery from a natural disaster, financial hardship can overtake New Orleans families and individuals in an instant without warning. In such cases, you may qualify for Chapter 7 bankruptcy.

Chapter 7 bankruptcy, while not always solving all your financial issues, does create an automatic stay in which your creditors can no longer contact you and also discharges (relieves) you of most of your unsecured debts with the exception of alimony, child support, certain taxes and student loans.

What Is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is the chapter of bankruptcy that allows for those making under state median income to file for debt discharge. Those who file for Chapter 7 bankruptcy will be eligible to eliminate all of their unsecured debt and allow the option to reaffirm any secured property debt such as a car or home loan.

Couples, individuals, and even businesses may be eligible to file for protection under the Chapter 7 bankruptcy code.

For more information on filing for a chapter 7 bankruptcy in New Orleans, visit our bankruptcy FAQ page or contact our office in New Orleans at (504) 608-5208 to schedule your free consultation with one of our qualified bankruptcy attorneys, today!

What to Expect When Filing Chapter 7 Bankruptcy

The team of skilled bankruptcy attorneys at Grand Law Firm will walk you through each step of what it takes to file for Chapter 7.

These steps include:

  • Preparing and filing your New Orleans Chapter 7 bankruptcy case documents.
  • Taking you through an online Credit Counseling and Financial Management Class.
  • Providing necessary documentation to the Court Trustee.
  • Attending a court hearing called a “Meeting of Creditors.”

We can thoroughly explain each step and keep you up-to-date on what’s going on throughout the proceedings. A part of our job is to help educate you on the process and to answer your questions along the way.

For some, bankruptcy has a stigma attached to it that may be due to fundamental misunderstanding as to why it exists. In ancient Greece, debtors that were unable to pay, regardless of financial hardship, were typically thrown into debtor’s prison or forced into “debt slavery” until the creditor felt his losses were recouped through the debtor’s years of physical labor. Thankfully, in our modern world, we have found more equitable methods for dealing with out-of-control debt. The bankruptcy laws in the United States were created for a reason – to protect those who find themselves in unmanageable financial hardship.

Chapter 7 bankruptcy is one of the laws provided to help New Orleans citizens get out from under the crushing pressure of creditors’ repeatedly calling, collection agencies, the “repo man,” foreclosure proceedings, or even lawsuits and relating wage garnishments that result from financial difficulties.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. Call Grand Law Firm at (504) 608-5208 to get started today.

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