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  • How Has the COVID-19 Shutdown Affected the Economy?
    How Has the COVID-19 Shutdown Affected the Economy?

    All around the country, people are struggling in every possible way due to the pandemic . Hospitals are struggling, the economy is suffering, our relationships have changed, and businesses have shut ...

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  • Bankruptcy's Impact on Credit Is Not Permanent
    Bankruptcy's Impact on Credit Is Not Permanent

    Many people in Louisiana find it impossible to make ends meet due to the overwhelming impact of substantial debt. As fees and interest charges mount, it can seem impossible to escape the burden of ...

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  • CARES Act Expands Bankruptcy Benefits & Provides Support for Small Businesses
    CARES Act Expands Bankruptcy Benefits & Provides Support for Small Businesses

    On March 27 th , the President signed the Coronavirus Aid, Relief, and Economic Security (CARES) Act into law. Designed to help individuals, families, and businesses survive the financial effects of ...

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  • How Bankruptcies Are Reported To Credit Agencies
    How Bankruptcies Are Reported To Credit Agencies

    If a person files for Chapter 13 bankruptcy, it will generally stay on his or her credit report for seven years. If a person files for Chapter 7 bankruptcy, it will generally stay on his or her credit ...

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  • Tips For Recovering From Bankruptcy
    Tips For Recovering From Bankruptcy

    A Lending Tree study found that most people who file for bankruptcy recover with a credit score of at least 640 within a few years. Some people in Louisiana may be among the 40 percent whose credit ...

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  • Do I Have Enough Debt To File For Bankruptcy?
    Do I Have Enough Debt To File For Bankruptcy?

    The bills are piling up. Maybe it happened gradually--a missed credit card payment here, a missed car payment there--or maybe it was sudden: severe illness, loss of employment or another catastrophic ...

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