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Grand Law Firm Grand Law Firm
HOUSTON (346) 209-0438
Chapter 13 Serving East Baton Rouge, Ascension, Livingston, Iberville, West Baton Rouge, Pointe Coupee and Surrounding Areas

One Simple Mission: To Help Good People Through Hard Times

Baton Rouge Chapter 13 Bankruptcy Attorneys

Consolidate Your Debt Payments

Chapter 13 bankruptcy allows individuals and couples to reorganize the way they are repaying the debt they have accumulated. Qualified debtors are able to keep their possessions (such as homes and cars) as long as they remain current on their established payment schedule.

Chapter 13 is often known as a “bill consolidation bankruptcy” because, upon filing, the debtor(s) submit proposed payment schedules that are paid by installments to a single Trustee rather than many collectors. To find out if Chapter 13 bankruptcy might be the right solution for your debt dilemma, contact Grand Law Firm and schedule a free consultation with our Chapter 13 bankruptcy lawyers in Baton Rouge.

Contact us to schedule a free consultation with a Chapter 13 lawyer in Baton Rouge. Call (225) 314-8883 today.

Understanding Chapter 13 Bankruptcy in Baton Rouge

This type of bankruptcy typically lasts between 3 and 5 years. During that time, the debtor or debtors must stay current on established payments to the assigned trustee. The Chapter 13 trustee distributes these monthly payments to the debtor’s creditors as established by the filed schedules. It is imperative for people who file Chapter 13 to adhere to the payment plan and not incur further debt.

Some of the immediate benefits of filing for Chapter 13, include:

  • Creditors must stop calling to collect and must direct all information regarding the case to your attorney
  • There is an automatic stay placed on foreclosures
  • There is an automatic stay placed on repossession of property and vehicles
  • There is an automatic stay placed on all wage garnishments

The moment you file a bankruptcy case, you are on your way to being debt-free and on the path to rebuilding your credit score and finances.

The experienced Baton Rouge Chapter 13 attorneys at Grand Law Firm can guide you through the filing process for Chapter 13 bankruptcy. Contact us today to get started with a free consultation.

Commonly Asked Questions

What are the advantages of filing for Chapter 13 bankruptcy in Baton Rouge?

Filing for Chapter 13 bankruptcy in Baton Rouge comes with several significant advantages. First and foremost, debtors can keep their assets, such as homes and vehicles, as long as they stick to their repayment plan. This type of bankruptcy also provides immediate relief by stopping foreclosure proceedings, repossessions, and wage garnishments through an automatic stay. Furthermore, it consolidates debt into a single monthly payment, making budgeting more manageable. By working with a knowledgeable attorney from Grand Law Firm, you can navigate the complexities of the process, ensuring your rights are protected while aiming for a fresh financial start.

How long does the Chapter 13 bankruptcy process typically last?

In most cases, the Chapter 13 bankruptcy process lasts between three to five years. During this period, debtors are required to adhere to a structured repayment plan, which involves making consistent monthly payments to the assigned trustee. This payment plan is strategically designed to allow individuals to emerge from debt while keeping their essential possessions. The Chapter 13 trustee distributes these payments to creditors according to the approved schedules. Partnering with our adept team at Grand Law Firm will help ensure that you remain on track throughout the repayment duration and can effectively transition to financial stability.

The Opinions That Matter

See What Our Past Clients Have to Say
    Would recommend Grand Law Firm. They were helpful in everyway.
    “When I found myself having to file bankruptcy I was referred to Grand Law Firm by a friend. After I met with Mr. Robert Hoke and he took the time to explain to me what I should expect and how the process worked I was not as anxious about this whole process. Robert helped me feel at ease and realized that I could get through this. We communicated through email and phone and I always felt that I was being taken care of and he knew my case. I later communicated with Jane F. and she was very kind and never seemed to be bothered with my questions. I would definitely recommend this firm to anyone that finds themselves in a financial situation that seems impossible.”
    - Jodie M
    AAAAA++++ service the best!
    “I would recommend Grand Law firm to anyone who seeking to file bankruptcy. They staff have the best customer service ever! They are professional and very helpful and always available when needed. AAAAA++++ service the best!”
    - Keisha H.
    GLF went out of the way to work with me.
    “Thank You and God Bless Your Staff !! GLF went out of the way to work with me. I appreciate all that was done through my difficult time. I wasn’t the easiest client, so Thank You for your patience.”
    - A. Reed
    Everything was explained thoroughly and done efficiently.
    “I was lucky enough to have found such great people to work with. Everything was explained thoroughly and done efficiently. I was never made to feel less than if I didn’t understand the law dealing with bankruptcy.”
    - G. Davis
    I would definitely refer them to anyone in need of any legal matters!
    “From the moment I entered Grand Law Firm, my experience was spectacular! After my initial consult, I immediately felt the release of all of the stress that I had acquired.”
    - A. Smith