New Orleans Bankruptcy Attorneys

Contact Us for Effective Debt Solutions

Many hardworking people find themselves behind on their bills or under the pressure of debt that has simply spun out of their control. If you find yourself in a difficult financial situation, you’re not alone, and you have options. In fact, over 3,000 people in the New Orleans area filed for bankruptcy in 2014, and nearly 100,000 bankruptcy cases were filed nationally.

Finances are like life. Unless we fully understand where we are, it’s hard to get to where we need to go. The bankruptcy attorneys in New Orleans at Grand Law Firm offer free consultations so that you have the chance to meet with a qualified bankruptcy lawyer in New Orleans to review your financial situation, and we have the opportunity to show you what our firm can do to assist you.

When you meet with a bankruptcy attorney, we take time to review your income, assets, debts, and recent financial history so that you can understand how federal bankruptcy laws work together with Louisiana exemptions. We can explain how the automatic stay is applied in cases filed through the United States Bankruptcy Court for the Eastern District of Louisiana, what property you may be able to protect, and what your repayment or discharge options might look like based on your specific circumstances.

• Related: Most Common Reasons for Bankruptcy in New Orleans

We have a dedicated team of New Orleans bankruptcy debt attorneys.
Call (504) 608-5208 to get started with a free case evaluation!

What Are Some Options for Debt Relief?

When you come in for your free consultation, one of our New Orleans bankruptcy attorneys will review your financial situation and advise the best route for you to take to achieve the debt relief you need. These options often include:

• Chapter 7 bankruptcy
• Chapter 11 bankruptcy
• Chapter 13 bankruptcy
• Non-bankruptcy debt settlement

Each type of bankruptcy has different eligibility rules, timelines, and effects on your property and credit, so it is important to sit down with a New Orleans Bankruptcy Lawyer who can walk you through how these options would apply in your real life. We can discuss whether you qualify for Chapter 7 based on the means test, whether a Chapter 13 repayment plan could help you catch up on your mortgage, or whether a non-bankruptcy workout with creditors might allow you to avoid filing at all while still moving toward a more stable financial future.

Understanding The Bankruptcy Process in New Orleans

Many people hesitate to reach out because they are not sure what actually happens after they contact a bankruptcy attorney in New Orleans. Knowing the basic steps can make the process feel more manageable and help you prepare for what comes next. While every case is unique, most consumer matters follow a predictable path from the first phone call to the final discharge, and we guide you through each stage so you are not facing it alone.

Typically, your case begins with an initial consultation where we review your financial documents, talk about your goals, and decide together whether bankruptcy is the right tool or if another option might work better. If you decide to move forward, we gather pay stubs, tax returns, bills, and other records needed to complete your petition and schedules, and we explain how local rules in the Eastern District of Louisiana and Western District of Louisiana may affect the documents we file. Once everything is ready, we file your case electronically with the bankruptcy court, and the automatic stay generally goes into effect, stopping most collection activity while the court reviews your matter.

After filing, you will attend a brief meeting of creditors, often held in or near downtown New Orleans, where a trustee asks you standard questions about your finances under oath. We prepare you in advance for this meeting so you know what to expect and what questions are likely to be asked. From there, we help you respond to any follow-up requests from the trustee or court until your case is either discharged or a repayment plan is confirmed, and we remain available to discuss rebuilding your credit, budgeting, and planning for future financial stability once your case is complete.

How Can Bankruptcy Help?

Financial difficulties always develop at the most unexpected times in life, and to people who may have never thought it could happen to them. Whether reeling from the expensive medical bills from a personal injury, trying to recover from a layoff or job loss, or making the best of what’s left after a divorce, or simply not making enough to get by, financial hardship is often caused by life’s unexpected inconveniences. Often, filing for bankruptcy can bring needed debt relief with benefits such as preventing foreclosure, garnishment, repossession, and those relentless collection calls.

Bankruptcy can also give you structure and predictability during a time that may feel chaotic. By working with a bankruptcy attorney to prepare your case correctly, you can ensure that all required documents are filed with the court, deadlines are met, and your rights are asserted at hearings and meetings of creditors. Many clients in the New Orleans area find that once a case is filed, the immediate relief from collection pressure allows them to focus on rebuilding their budget, protecting their family, and planning for long-term financial goals instead of constantly reacting to creditor demands.

• Related: Bankruptcy May Discharge Some Tax Debts

Ready for a Fresh Start? Get Personalized Debt Relief in New Orleans.

At Grand Law Firm, we have a team of bankruptcy attorneys and staff who are dedicated to getting to know each of our clients’ personal financial situations and developing a resolution that works best within those circumstances. Our lawyers are ready to hear your story and discuss your matter. With the daily stress of creditors calling and collection agency threats, relief could be just a phone call away.

When you work with our New Orleans bankruptcy lawyer team, we take a step-by-step approach so that you always know what comes next and what information we need from you. We can talk with you about how a filing may affect your home, vehicle, and wages, and we can coordinate with any ongoing issues you may have in local courts, such as collection suits or foreclosure actions pending in the Orleans Parish Civil District Court or nearby parishes. Our goal is to give you a clear plan so that you can move from feeling overwhelmed to feeling organized and informed about your options.

• Related: Don't Do-It-Yourself Bankruptcy

If you are in a tough spot financially, let’s talk. One of the things we believe at Grand Law Firm is that bankruptcy can truly be a fresh start. Some of New Orleans' most successful leaders, at one time, walked through bankruptcy. We can help you know if it’s time to do the same. We’ll help you address consumer protection claims and get the financial freedom you deserve. Once you get an accurate look at where you are, we can help you move on towards your ultimate success.

• What Are the Steps to Reorganize Debts?

Call our New Orleans Bankruptcy Lawyers at (504) 608-5208

If you are facing the difficulties that come with financial trouble, it is hard to know where to turn. With 25 years of experience helping the good people of New Orleans work through financially trying times, our team of experienced bankruptcy lawyers can help you change your financial predicament for the better. Call our office to schedule your free debt consultation and case evaluation.

During your initial meeting, we encourage you to ask questions about the bankruptcy process, timelines, and what you can expect at each stage so that you feel comfortable moving forward. We can review any lawsuits, garnishment notices, or letters from creditors you have received in the New Orleans area and explain how they may be affected by a potential filing. By taking time to educate you about your rights and responsibilities, we aim to make this process as straightforward and manageable as possible while you consider whether working with a bankruptcy attorney is the right next step for you.

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Call (504) 608-5208 or contact us online to schedule a free case review with a bankruptcy attorney in New Orleans.