New Orleans Dangers of Filing Bankruptcy Without an Attorney

A cartoon of an attorney reading a law book.

Among the lesser known of Aesop’s Fables was one called The Blind Man and the Cub. It goes like this:

A blind man had so fine a sense of touch
that he could distinguish different animals
by touching them with his hands.
The cub of a Wolf was brought to him,
and he was asked what it was.

He felt it, and being in doubt, said:
“I do not quite know whether it is the cub of a Fox,
or the whelp of a Wolf, but this I know full well.
It would not be safe to admit him to the sheepfold.”

Are you considering filing Bankruptcy without an Attorney? Even the tamest of Bankruptcy filings can be dangerous without the assistance of a qualified Attorney. Those who set out to file bankruptcy by themselves do so laboring under the misapprehensions that they can figure out the complexities on their own and that hiring an attorney is something they cannot afford. The truth is hiring an experienced attorney can save you time and heartache. Going it alone is essentially releasing that wolf cub into the sheepfold of your financial situation. Here’s why.

In a bankruptcy proceeding, the US Trustee, the court clerk, the panel trustee, and the judge each have a job to do and that job is not to look out for the best interests of the person filing a bankruptcy petition. The Chapter 7 and Chapter 13 Trustee’s job is to protect the interest of the creditors. When a person is unrepresented in bankruptcy court, he or she is susceptible to paying back more to the creditors or surrendering property than those with an experienced attorney.

In addition to being taken advantage of, there is a chance that those who represent themselves can cause themselves undue financial harm. Not filing your petition correctly typically means you are not engaging the full protection of the law. Occasionally creditors protest bankruptcy petitions – something an experienced attorney usually has no problem leveraging Louisiana bankruptcy law to protect you from, but if you are on your own, you will likely not know how to fight back.

Lastly, recent laws have made it more difficult altogether for bankruptcy to be filed. If you are not equipped with the knowledge of the process and the experience of how to navigate through it, your case could be thrown out altogether.

If you or someone you know is considering filing for bankruptcy, call the offices of Grand Law Firm to immediately make use of our skilled experienced team of bankruptcy attorneys in New Orleans. We can answer any of your questions and set you on the right course to give you the best opportunity to take care of yourself and your family.

Contact us today or stop by one of our offices – New Orleans/Metairie area or Baton Rouge.

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