Congress recently passed the Gramm-Leach-Bliley (GLB) Act, which deals
in part with how the financial services industry handles nonpublic personal
financial information. GRAND TITLE COMPANY, INC. recognizes that the foundation
of our business is maintaining your trust and confidence. In order to
provide you with the most effective and beneficial service, we must maintain
information about you. Keeping that information secure and private is
important to us. This notice is provided to you so that you may know how
we collect information about you, the type of information we collect,
what we may disclose to our affiliates and non-affiliated third parties,
and the steps we take to protect personal information about you.
What We Collect
First, we must collect a certain amount of personal information about you
in order to provide customer service, offer new products or services,
administer products, and fulfill legal and regulatory requirements. Therefore,
as part of our servicing of your requests, we may obtain certain nonpublic
personal information about you. This information includes facts and data
that we receive from you, real estate agents, lenders, government agencies,
and/or other authorized persons in varying manners, including but not
limited to title orders, sales contracts, company required forms, telephone
calls, correspondence, loan pay-offs, and other processing forms; facts
and data about your transactions with us, our affiliates or others; and
facts and data we receive from consumer reporting agencies.
What We Share
GRAND TITLE COMPANY, INC. is committed to maintaining the confidentiality
of the personal information we collect. We welcome this opportunity to
clarify our privacy policy for you.
With respect to the information we collect about you:
- We collect and use the information to the extent needed to conduct our
business and to meet our high quality service standards;
- We restrict access to the information to authorized individuals who need
to know this information to provide services and products to you;
- We maintain appropriate safeguards to protect information about you;
- We will verify that any persons requesting information about you or your
relationship with us is entitled to such information prior to providing it.
- We share nonpublic personal information about you outside our company only
to service your request, or as authorized by you, or as required or permitted
by applicable law;
- We require any organization that provides assistance to us in providing
services on our behalf to you to maintain the confidentiality of nonpublic
personal information about you and not use such information for any other
purpose; and
- Our Privacy Policy does not allow non-affiliates to offer their products
and services to you.
The law does permit us to share information about you with our affiliates,
including insurance companies and insurance service providers. The law
also permits us to share information about you with companies that perform
marketing services for us, or other financial institutions that have joint
marketing agreements with us. The information we share with our affiliates
or service providers need not be directly related to our transaction with you.
If we change our privacy practices, we will provide you notice of all material
changes. This privacy notice supersedes all previous notices with respect
to matters described herein.
It is our goal to ensure that all the information we collect is accurate
and complete. Please notify us if you believe information is inaccurate.
A copy of our Information and Data Privacy Policy is available on our website
or will be provided upon request.
No Action is Required By You
You do not need to do anything as a result of this notice. It is meant
to inform you of how we safeguard nonpublic personal information about
you. You may wish to file this notice with your insurance papers.
We strive to maintain your confidence and trust.
