Serving Louisiana Since 1994 Chapter 7

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Houston Chapter 7 Bankruptcy Lawyers

Get the Debt Relief You Deserve with Grand Law Firm

If you are struggling to pay your bills, you may be wondering if bankruptcy is the right option for you. While bankruptcy is not for everyone, it is an option for those who have fallen behind on their bills and have little hope of making payments in the near future.

At Grand Law Firm, we can review your financial situation and determine if filing for Chapter 7 bankruptcy is the right path for you. Our experienced attorneys in Houston can advise you on the appropriate course of action.

Are you considering filing for bankruptcy? Call (504) 608-5208 or contact us online to learn if Chapter 7 bankruptcy is right for you.

What Is Chapter 7 Bankruptcy?

Chapter 7 bankruptcy is also known as liquidation bankruptcy. This type of bankruptcy involves the liquidation of certain assets to pay creditors. 

In Chapter 7 bankruptcy, the following assets may be liquidated:

  • Certain equity in your home
  • Your vehicle
  • Your wages

Chapter 7 Eligibility

To qualify for Chapter 7 bankruptcy, you must pass a means test. The means test is a mathematical calculation that determines whether you have the ability to repay your debts. If you pass the means test, you are eligible to file for Chapter 7 bankruptcy.

If you fail the means test, you may still qualify for Chapter 7 bankruptcy if you meet one of the following requirements:

  • Your disposable income is less than your monthly living expenses
  • You are disabled
  • You are not a wage earner

If you are considering filing for Chapter 7 bankruptcy, reach out to the experienced attorneys at Grand Law Firm. We can help you determine if you are eligible for this type of bankruptcy and can guide you through the process.

Benefits of Chapter 7 Bankruptcy

There are several benefits to filing for Chapter 7 bankruptcy. If you are struggling to pay your bills, Chapter 7 bankruptcy may be the right option for you. Some of the benefits of Chapter 7 bankruptcy include:

  • You will be able to discharge your unsecured debts such as medical bills, credit card debt, and personal loans
  • You will no longer be responsible for paying your unsecured debts
  • You will no longer be harassed by creditors
  • You may be able to keep your house
  • You may qualify for a fresh start

Get the Support You Need

Filing for bankruptcy can be a stressful and confusing experience. You may be unsure of what to expect or how the process works. At Grand Law Firm, we can guide you through the process and help you understand your rights and options.

Our Houston Chapter 7 bankruptcy lawyers can help you get the fresh start you deserve. We can help you get rid of your debt and rebuild your life.

To learn more about the benefits of filing for Chapter 7 bankruptcy, contact Grand Law Firm today at (504) 608-5208.

See What Our Past Clients Have to Say

The Opinions That Matter

  • Would recommend Grand Law Firm. They were helpful in everyway.

    Jodie M
  • "I would recommend Grand Law firm to anyone who seeking to file bankruptcy. They staff have the best customer service ever! They are professional and very helpful and always available when needed. AAAAA++++ service the best!"
    Keisha H.
  • "Thank You and God Bless Your Staff !! GLF went out of the way to work with me. I appreciate all that was done through my difficult time. I wasn’t the easiest client, so Thank You for your patience."
    A. Reed


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Contact Grand Law Firm

Whether you have questions or you’re ready to get started, our legal team is ready to help. Complete our form below or call us at (504) 608-5208.

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